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Roth 401(k) Analyzer Version 3.0

The first and only calculator that provides side-by-side graphic illustrations of projected pre-tax account distributions taxed at 3 different tax rates compared to the projected tax-free distributions from a Roth account.

About the Analyzer  More than just a financial calculator, the Roth 401(k) Analyzer is a report generator tool that permits advisors, HR and planning professionals, or plan participants themselves to prepare personalized reports. Learn more

Roth 401(k) Knowledgebase  Plan Sponsors, Advisors and plan Participants may access this online reference source filled with technical information, examples, case studies and FAQs.  Learn more

Starting January 1, 2006

Employers may add a Roth 401(k) option to their new or existing plans to permit after-tax salary deferrals by all eligible plan participants, regardless of their adjusted gross income.

Investment income in Roth 401(k) accounts is 100% income tax-free, and qualified Roth 401(k) distrib-
utions are 100% income tax-free.  Learn more

The Roth 401(k) offers participants benefits never before available; benefits that are now available indefinitely since the Pension Protection Act of 2006 extends Roth 401(k) beyond plan years ending in 2010Learn more

What You Need To Know...

The Roth 401(k) is far more complicated than one might suspect.  All affected parties are faced with extremely complex decisions.

Participants must decide whether the Roth 401(k) is preferable compared to a traditional pre-tax option. Access more participant information

Employer/plan sponsors must decide if Roth benefits outweigh its additional administrative requirements.  Access more plan sponsor information

Plan service providers must understand these requirements and have the capability to:

  • Outline and explain the additional recordkeeping, compliance and reporting requirements
  • Communicate the Roth's benefits to participants
  • Implement and administer the Roth feature

Roth News for July 06, 2008

Barry Milberg

Roth 401(k) Analyzer V3.0 Try it Now!

Milberg on Forbes.com

About Barry R. Milberg


Roth 401(k) Webinars

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Roth 401(k) Analyzer V3.0

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Compliance and Administration Pitfalls

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Users of ERISA Expertise's
Roth Tools & Technology include:

Forbes.com

Transamerica Retirement Services

AIM Investments®

Lincoln Investment Planning

R.W. Baird & Company

ERISA Expertise Roth 401(k)
Tools & Technology

Roth 401(k) Analyzersm

The only tool providing comprehensive reports that include important planning and compliance related information, and graphic illustrations providing side-by-side comp-
arisons of projected outcomes at three different future tax rates.

Register for free demonstration

The analyzer was developed by Barry R. Milberg−quoted on the benefits of the Roth 401(k) in Forbes and Newsweek Magazines, the Wall Street Journal, Los Angeles Times, Miami Herald and Philadelphia Inquirer, and online at Forbes.com, RegisteredRep.com and BenefitNews.com.

Learn more about Barry R. Milberg

For more information, contact:
Barry R. Milberg at
(800) 965-0988 x101 or
bmilberg@erisaexpertise.com