Roth 401(k) Analyzer^sm

designed by Barry R. Milberg for Forbes.com

The Basic Report is free; Annuity and Super-stretch reports are available at roth401kinfo.com for $3.95. Learn more

Basic Report Description / Sample Basic Report

The Basic Report illustrates how changes in your future Marginal Tax Rate (MTR; the tax rate on the last dollars earned) impacts retirement benefits.  Learn more

The Basic Report helps you to determine which 401(k) option provides a more favorable outcome during retirement by illustrating distribution outcomes from a:

• Pre-tax 401(k) account

• Pre-tax 401(k) with an after-tax savings account

• Roth 401(k) account.

Contribution/Distribution Assumptions Contributions to each account for 5 years; distributions start at Social Security retirement (age 65 to 67 dependent on birth year) and end at death (based on gender specific Social Security life expectancy); all compared assuming:

• A preset decrease in your MTR during retirement

• No change in your MTR during retirement

• A preset increase in your MTR during retirement

The Basic Report allows you to specify:

• Name, Date of Birth, Gender and Compensation

• Amount currently contributed to a pre-tax 401(k)

• Current MTR (consider spouse income) Learn more

• Year you start contributions for comparison

Advanced Reports/Knowledgebase  The Annuity and Super-stretch reports ($3.95 each) permit you to specify the percentage change in your marginal tax rate during distribution, rate of return on investments, beneficiary information and more.  Learn more

Roth 401(k) Analyzer on your Website  Employers and plan service providers can purchase the analyzer and knowledgebase for access via their website.  For more information, contact Barry R. Milberg

© 2005-2007  ERISA Expertise LLC  All Rights Reserved

Free Basic Report     Must Complete All:

Name:

E-mail:

Repeat E-mail:

Password:

Repeat Password:

Date of Birth:

  12345 678910 1112/ 12345678910111213141516171819202122232425262728293031 / 193719381939194019411942194319441945194619471948194919501951195219531954195519561957195819591960196119621963196419651966196719681969197019711972197319741975197619771978197919801981198219831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008

Gender:

  MaleFemale

Compensation:

Annual Pre-tax Contribution: 

Current Marginal Tax Rate:

  10%15%25%28% 33%35% 38% 40% 42% 45% 50%

First Contribution Start Year:

  200720082009201020112012201320142015