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Short and Long Reports Version 1.1 permits the user to select between two reports, short or long. Short Report The short report is intended for use in group presentations, as a payroll stuffer or for direct access by plan participants. This personalized report provides the information that most plan participants need to consider when deciding which option, pre-tax or Roth, is preferable based on their marginal tax rate (MTR) today versus their future MTR. The short report is a condensed version of the long report. Long Report The long report is intended for use in individual presentations or for direct access by plan participants. This personalized report provides the information that most plan participants need to consider when deciding which option, pre-tax or Roth, is preferable based on their marginal tax rate (MTR) today versus their future MTR. The long report has a cover page designed to be printed on the user's letterhead, an expanded explanation of MTRs along with the 2006 tax rate table, additional FAQs, and a schedule of contribution payments and distributions starting at retirement. |